The timing differs by company. But five recurring symptoms together form a clear signal – if you recognise three of them, it is time to run the numbers.
1. Sick leaves keep stretching
Illnesses have not become graver – waits for diagnosis have become longer. If colleagues wait weeks for a consultation or a result, the company pays for the waiting list in sick days. See our sick-day article.
2. Exit interviews mention „the other company offered more"
When leavers cite benefit packages, not (only) pay, your market segment has already moved – and the retention toolkit needs updating.
3. Fewer quality applicants for your job ads
Candidates read benefits lists, not just salary bands. The presence or absence of a „health insurance" line has become a filter – over a million Hungarians already have such cover (MABISZ), and those coming from such employers expect it.
4. Key people are overloaded, with no time for their health
The very people whose absence would cost the most are the ones postponing the doctor. Phone-organised, work-friendly private care is not a comfort for them – it is the only realistic route to prevention.
5. Management already spends on health – just unsystematically
Ad-hoc private invoices, individual gestures, „solving" urgent cases: if that sounds familiar, the company already pays for healthcare – expensively, without structure or tax advantage. The same money in a group scheme would buy more, at a 33.04% burden.
The next step
A 20-minute call and headcount-age data reveal the ballpark. Costs here; the process on the How it works page.
A question about your own team? Book a free 20-minute consultation →
